Orange County Real Estate Blog

Orange County Property Taxes: Prop 13, Supplemental Bills and Mello-Roos

Photo: T M on Unsplash How are property taxes calculated in Orange County?In Orange County, California, you pay a 1% base tax on your assessed value plus voter-approved debt and any special assessments. Prop 13 resets that value when you buy and caps yearly increases at 2%. If you are moving to Oran

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Refinancing and Retitling the House After Divorce in Orange County

If I keep the house in an Orange County divorce, how do I get my ex off the mortgage and the title? Two separate steps, usually completed together in 1 escrow. The mortgage is changed by refinancing into a loan in your name alone, which releases your ex from the debt. The title is changed by recordi

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Treasury Yields Just Hit a 20-Year High. Here's What It Means for Buying or Selling in Orange County.

Photo by Anatolii Nesterov on Unsplash Why did mortgage rates jump, and what does it mean for the Orange County housing market? Mortgage rates rose because the bonds that fund them — Treasury yields — just hit their highest levels in more than two decades, pushing the 30-year fixed mortgage to a one

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