Orange County Real Estate Blog

Title Insurance in California: What It Covers and Who Pays in Orange County

Photo: Ariel Blanco on Unsplash What does title insurance cover in California, and who pays for it?California title insurance protects against hidden ownership problems, like forged deeds or old liens, for a one-time premium paid at closing. In Orange County, the seller customarily pays for the buye

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What Your First Orange County Home Really Costs Each Month (and the Programs That Help)

What does a first home really cost each month in Orange County?Far more than the mortgage payment. On a $1,000,000 condo with 10% down at about 7%, principal and interest is roughly $6,000, and taxes, HOA, insurance and mortgage insurance can push the total past $8,000. First-time buyers in Orange C

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Home Appraisals in California: What Happens When the Value Comes In Low

Photo: Ariel Blanco on Unsplash What happens if a home appraisal comes in low in California?In California, a low appraisal lets you renegotiate, cover the gap in cash, request a reconsideration of value or cancel if your appraisal contingency is still open. Orange County buyers should know their dea

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